Commercial Finance Options Explained

Think Ford have a range of finance products available to help you drive away your new commercial vehicle today. Our experienced team of staff are on hand to discuss your personal and business circumstances and identify the best finance option to suit your business needs. We can also provide instant quotations to help you decide which vehicle to purchase and how it will fit in with your personal and commercial affordability. 

Think Ford offers different finance packages for customers buying a vehicle for business use and depending on your circumstances, this may be with Ford Credit or Ford Lease.

Ford Contract Hire – An alternative to vehicle ownership

Drive your Ford Commercial vehicle without worrying about its future value, and without the inconvenience of selling it later. Contract Hire is available between 24 and 60 months.With minimal capital outlay (Typically 6 monthly rentals) and fixed monthly rentals to assist cash flow and budgeting it couldn’t be more straight-forward. All rentals are tax allowable. Ford Contract hire also includes Road Tax and UK & European Breakdown Cover for the duration of the contract.

How it works-

  • Select the Commercial Vehicle that meets your needs
  • Choose the hire period which is right for you and your business (24 to 60 months)
  • Choose your maintenance options (with/without maintenance)
  • Choose your annual mileage
  • We will calculate your advanced rental and fixed monthly rental.
  • At the end of your contract Hire agreement simply return your vehicle to us and take out a new Ford Contract Hire agreement on the latest model.
  • *Further costs may apply subject to mileage and condition


    Finance Lease – A Lease Plan for Commercial vehicle customers

    With potential tax and VAT advantages and improved cash flow, many businesses consider Finance Lease the right option for them. Again with minimal capital outlay (Typically 6 monthly rentals) and fixed monthly rentals to assist cash flow and budgeting it couldn’t be more straight-forward. Choose between Full Pay out Finance lease or reduce your monthly rentals by choosing the Ford finance lease with balloon option. Both are available between 24 and 60 months.

    How it works-

    • Select the Commercial Vehicle that meets your needs
    • Choose the hire period which is right for you and your business (24 to 60 months)
    • We will calculate your advanced rental and fixed monthly rental.
    • At the end of your lease agreement, you are responsible for selling the vehicle on behalf of Ford Lease by choosing one of the following options-
      • Sell the vehicle on behalf of Ford Lease to a third party
      • Agree a part exchange price with us and we will purchase the vehicle back directly from Ford Lease
      • You may choose to extend your lease agreement beyond the primary term. This can be achieved by opting for a secondary period of rental paying a peppercorn rental of £100.00 + vat PA. If the vehicle was on Finance Lease with a Balloon, the Balloon, the Balloon payment must be settled by the end of the primary term.
    • Once the vehicle has been sold Ford Lease will return 100% of the sale proceeds to you, minus any fees associated with the vehicle sale.

    *Further costs may apply subject to mileage and condition

Hire Purchase – Traditional and convenient financing for your Ford Commercial vehicle

Make an initial payment, then spread the balance out equally over 2-5 years, selecting instalments that best match your budget.

With Fixed monthly payments to suit your business needs and a choice of terms and deposit levels it couldn’t be easier. Assuming all payment have been made (Including the purchase fee) at the end of the agreement your business will own the vehicle which means if you were to sell the vehicle your business would retain any profit made from the sale of the vehicle. Writing down allowances may also be available. Choose between a full pay finance agreement or a Ford Aquire balloon agreement to reduce your monthly payments.

How it works-

  • Select the Commercial Vehicle that meets your needs
  • Choose your deposit* and the term (24 to 60 months)
  • We will provide you with an instant quotation showing your fixed monthly payments, including interest and any other fees.
  • Once you are happy with your payments, we will submit your information to Ford Credit
  • Once the finance documentation is complete, you can drive away in your new Ford Commercial vehicle.
  • At the end of the agreement the vehicle belong to your business
  • If you have taken the Ford acquire with balloon option, your final payment will be the balloon amount
  • Alternatively, agree a part exchange price with us and arrange a new finance agreement and drive away in the latest model

*VAT registered Commercial vehicle customers must pay the VAT amount in full with the deposit


Contact our experienced Commercial Sales Team now either at Farnborough or Guildford and let us take the hassle out of getting your business on the move.